What we call luck,
What we can do for You!
Whether it’s you, your business or your loved ones you are concerned about, a sound financial plan will take care of the future, no-matter what it looks like. Your financial plan is developed after an in-depth meeting where we learn as much as possible about you, your current situation and your goals for the future.
Personal financial planning
- Life Assurance (Personal Risk Management and Insurance Planning)
- Medical Aid
- Retirement Planning
- Investment Planning (Trust Funds, Unit Trusts, Endowments, Child Education, Etc)
- Estate Planning (Wills)
- Tax Planning
Protecting your finances in the unfortunate event of disability or severe illness as well as the finances of your loved ones should you pass away. We take a very personal interest in carefully structuring a plan to protect the wealth you have already worked hard for and managing cash flow risks through sound risk management and insurance techniques.
Ensuring access to quality private healthcare.
Planning for your retirement is probably one of our biggest passions, as we really do take a personal interest in seeing each and every one of our clients reach a state of financial independence where they can truly live their lives to the fullest without having to cut back on quality of lifestyle. This includes implementation of Retirement Funds, other investments as well as advice about the most effective strategies in order to reach your goals.
Capital Accumulation, Planning, and Managing Existing Investment Portfolios in line with your personal objectives, whether this be a growth or protection strategy or just accumulation of funds to be used for future income streams, reinvestment or spending. This includes short, medium and long term structures to attain various goals
Planning for the creation, accumulation, conservation and distribution of assets. We work through a specialist attorneys in order to offer our clients the most carefully constructed Wills and estate management.
Planning for the reduction of tax liabilities in order to free up cash for other purposes. All our investment and insurance plans carefully consider the tax implications of every alternative.
Business financial planning
- Business Risk Management and Insurance Planning (Buy & Sell structures)
- Employee Benefits (Pension/Provident & Medical Aid Funds)
- Future Liability Planning
- Key Employee Retention
Planning and protecting business continuity and competitiveness by ensuring that cash flow is not impacted by the loss of a shareholder or key person.
Enabling companies to attract a quality workforce and improve productivity through the design and implementation of group risk insurance, retirement funds and medical aid schemes.
Planning for future needs to ensure that a business has the capital available to replace outdated equipment or expand their activities.
Helping companies to retain and reward key employees through preferred compensation plans.